EV Growth Across Ireland

Hitting 196,000 EVs on the road shows how quickly Irish drivers are embracing electric cars. From households to businesses, more people are choosing EVs for lower running costs and reduced emissions. This growth isn’t just about the numbers – it’s reshaping how people think about driving and energy. For those looking at going electric, it also means a more developed market with more policy options tailored to electric drivers. Read more on gov.ie.

Expanding the Charging Network

To support the surge, the Department of Transport has confirmed the rollout of 90 new charging hubs. These hubs include a mix of slow, fast, and ultra-fast chargers. They’ll be located in towns, cities, and along rural routes. The aim is to remove “charging gaps” and give drivers confidence that they can top up whenever they need to. In addition, €10 million has been allocated to support grants for recharging infrastructure. This is to help fund installations and upgrades across the country. For EV owners, planning journeys will be simpler and range anxiety will be reduced. To learn more about this, see the official press release from Gov.ie here.

Neighbourhood and Destination Charging

The new charging plan isn’t just for motorway drivers. Many chargers will be placed in local neighbourhoods, car parks, hotels, and shops. This will give drivers more flexibility for overnight and destination charging. It means apartment dwellers and urban residents without driveways aren’t left behind. Having reliable access to charging infrastructure can influence insurance considerations. Insurers may factor in local charging convenience when assessing EV risk and premiums.

The Impact on EV Drivers

With more vehicles on the road and an expanded network, driving an EV is becoming more practical. Easier access to charging points encourages more people to make the switch. This, in turn, helps reduce emissions and supports a greener environment. Drivers benefit from the convenience of nearby chargers and the reassurance of high-power hubs along major routes. They’ll have the opportunity to plan trips without worrying about running out of charge.

Looking Ahead

Ireland’s EV infrastructure is set to expand further. Local authorities are drawing up phased plans to continue improving coverage through 2030. This long-term approach supports the government’s climate targets. It also makes electric vehicles a viable option for more households and businesses. For anyone considering an EV, now is a good time to think about the type of insurance you need. This includes cover for home charging as well as protection for longer journeys.

Nearly 200,000 EVs on Irish roads and 90 new charging hubs mark a big step forward in the transition to electric. Drivers now have more options, greater convenience, and increased confidence in making the switch. If you’re already an EV owner or planning to become one, it’s worth exploring your electric car insurance options to make sure your car is properly covered. At Insure My Cars, we specialise in tailored EV policies that fit your needs. Get a quote today and see how much you could save!

The post Ireland Hits Major EV Milestone and Plans New Charging Network first appeared on Insure My Cars.

Why More People Are Choosing Electric

Data from the Society of the Irish Motor Industry (SIMI) shows EVs now make up 17.8% of new car sales, slightly ahead of diesel at 17.3% (independent.ie).

So why the switch? For many, it’s about cost. Electric cars generally have lower running costs than diesel or petrol vehicles. Electricity is cheaper than fuel, and EVs need fewer parts serviced or replaced. They’re also quieter, smoother to drive, and increasingly practical thanks to more charging stations appearing across the country.

Government incentives also play a big role. Grants for new EVs, home charger rebates, and vehicle registration tax (VRT) relief make the upfront cost more manageable. These supports help more people take the plunge, especially first-time EV buyers.

How This Affects Insurance

If you’re moving to electric, it’s important to think about insurance. EV insurance is a little different from standard car cover. It can include protection for the battery, charging equipment, and specialised repair services. While some policies cost a bit more upfront, they help cover the unique parts and services an electric car needs.

For anyone buying a used EV, insurance can also be influenced by the car’s age, battery health, and the availability of repairs. Comparing policies ensures you get the right cover without paying for extras you don’t need.

Practical Tips for Current and Prospective EV Owners

Switching to electric isn’t just about the car itself. There are some practical things to keep in mind:

• Charging: Plan your routes and know where public chargers are located. Apps and online maps make this easy. Mixing home charging with public stops keeps costs down.
• Maintenance: EVs need less frequent servicing than petrol or diesel cars, but it’s important to know what’s covered by your policy. Batteries, brakes, and electronics require specialist care.
• Insurance: Make sure your insurance policy is up to date and covers all your needs. Some insurers offer add-ons for charging equipment and roadside assistance specifically for electric vehicles.
• Resale Value: As more EVs hit the market, resale values are becoming more stable, especially for popular models. Keeping up with service records and battery health helps maintain value.

What the Rise of EVs Means for Drivers

The fact that electric cars now outsell diesel shows that Ireland is shifting toward greener, more sustainable transport. It’s an exciting time for drivers, but it also means thinking ahead. Running costs, charging, insurance, and route planning are all part of the EV experience.

For families, commuters, and anyone who drives regularly, it’s worth weighing how an EV fits your lifestyle. With more infrastructure to come and government supports continuing, owning an EV is becoming simpler and more practical every year.

Get the Right Cover for Your EV

If you’re planning to get an electric car -or already have one- make sure your insurance matches your needs. We offer electric car insurance that’s simple, clear, and designed for EVs. From coverage for the battery to protection for charging equipment, we make sure you’re fully covered without overpaying.

Get a quote today and enjoy the benefits of driving electric with confidence.

The post Electric Cars Outsell Diesel in Ireland first appeared on Insure My Cars.

Why EV Charging Prices Are Going Up in 2025

Public charging providers, including ESB, are adjusting tariffs from early 2025. This EV charging price increase is linked to higher energy costs and infrastructure investment. It also reflects network upgrades to meet growing demand. While improved facilities are welcome, the higher cost per kWh could push charging bills higher for some drivers. In some cases, they may even exceed the cost of petrol for equivalent mileage. The recent EV charging price hike highlights just how quickly running costs for electric vehicles are shifting.

How Much Will It Cost?

Current projections suggest that the EV charging price in 2025 for ESB rapid and high-power chargers will increase by up to 15%. This increase will particularly affect pay-as-you-go customers. While home charging may remain cheaper, those relying on public infrastructure could see costs add up quickly. This is especially true if most of your charging happens away from home.

ESB EV Charging Price Changes: What It Means for Public Charging

For urban commuters who can charge overnight at home, the changes may have a limited effect. However, rural drivers, business travellers, and those without off-street parking may feel the pinch. A higher EV charging price could narrow the gap between EV and petrol/diesel running costs. This may reduce one of the main financial incentives for switching to electric. This EV charging price hike underlines the need for careful planning of public charging use.

Could Charging Become More Expensive Than Petrol?

Experts warn that the EV charging price hike could make some sessions more expensive per km. This could mean EV drivers pay more than they would for petrol. This is especially true for high-power charging on motorways. The EV charging price increase highlights the importance of planning charging stops strategically. Drivers can mix slower destination charging with faster top-ups only when necessary.

What This Means for Insurance and Resale Value

While charging costs don’t directly change insurance rates, affordability can influence the wider EV market. If running costs rise, fewer people may buy second-hand EVs, which could push prices and insurance premiums higher. That said, Ireland’s infrastructure is still expanding, and policy incentives remain strong. So, EV ownership continues to have long-term appeal.

Looking Ahead

By 2025, the ESB EV charging price changes will be just one of the ways driving electric cars is evolving. New technology, competitive networks, and smart charging solutions may help balance the impact of the EV charging price increases over time. For now, the best approach is to stay informed, budget ahead, and take advantage of off-peak or home charging whenever possible.

Thinking about EV ownership or already driving electric? Make sure you’ve got the right cover in place. At Insure My Cars, we can help you find competitive EV insurance tailored to your needs. Get your quick quote today.

The post What the 2025 EV Charging Price Hike Means for Irish Drivers first appeared on Insure My Cars.

For many drivers, the cost of running a car in Ireland can be higher than expected. Understanding the key factors that affect these costs is crucial for keeping your finances in check. Considering factors like fuel efficiency and insurance costs can help you manage your budget. This way, you can avoid any unexpected financial strain.

Breaking Down the Cost of Running a Car in Ireland

According to the 2025 Carzone Motoring Report, the average cost of running a car per month in Ireland is around €212.32. This reflects a 3.5% decrease from the previous year. This figure encompasses various expenses that every car owner should consider:

1. Car Insurance

Insurance is a mandatory expense for all drivers in Ireland. While exact premiums vary based on factors like age, driving history, and vehicle type, it’s essential to shop around for the best rates. For new drivers wondering how much car insurance in Ireland is per month, premiums can be higher due to limited driving experience. Choosing a lower-risk vehicle can help somewhat. Check out the cheapest cars to insure in Ireland to keep costs down.

2. Fuel and Energy Costs

Fuel remains a significant component of car running costs in Ireland. With fluctuating fuel prices, many drivers are considering electric vehicles as a cost-effective alternative. EV owners often benefit from lower energy costs and reduced maintenance expenses. Charging at home during off-peak hours can also lead to further savings over time.

3. Maintenance and Servicing

Regular maintenance ensures vehicle safety and longevity. A car service cost in Ireland typically starts at around €200. This will depend on the service type and vehicle model you have, however. Routine checks can prevent costly repairs down the lin

4. National Car Test (NCT)

The NCT checks that your car meets safety and environmental standards. As of January 2025, the test fee has increased from €55 to €60, and the retest fee has risen from €28 to €40. These increases were brought in by the Road Safety Authority to cover rising operational costs. Driving without a valid NCT certificate is illegal and can result in a fine and even penalty points.

For more details on these changes, visit our blog: Rising Fees for Driving Licences and NCT Tests in 2025 Ireland.

5. Road Tax

Road tax rates in Ireland are based on CO2 emissions and engine size. Annual fees can range from €120 to over €2,000. Staying informed about your vehicle’s tax band helps in budgeting for this recurring expense. It’s a key part of car running costs Irish drivers need to consider when owning or purchasing a vehicle.

6. Driving Lessons

For new drivers, lessons are an initial but essential investment. While not a recurring cost, they are part of the cost of running a car in Ireland. Especially when considering the journey to obtaining a full driving licence. Prices can vary, but learner drivers need a minimum of 12 lessons as part of the Essential Driver Training (EDT) programme.

7. Driving Licence Fees

Getting and maintaining a driving licence in Ireland also contributes to your car running costs in Ireland. A full driving licence costs €65 and must be renewed every 10 years. For learner drivers, a permit costs €45 and is valid for 2 years. While not an annual expense, it’s still worth factoring in when calculating the cost of staying road legal.

Utilising a Car Running Cost Calculator in Ireland

To get an estimate of your average vehicle expenses in Ireland, use a car running cost calculator. Tools like the one available at autocosts.info allow users to input specific details about their vehicle and driving habits to receive a comprehensive cost breakdown.

Tips to Manage and Reduce Car Running Costs

• Regular Maintenance: Keeping your car in good condition can prevent expensive repairs.
• Fuel Efficiency: Opt for fuel-efficient vehicles or consider EVs to reduce fuel expenses.
• Insurance Shopping: Compare quotes annually to ensure you’re getting the best deal.
• Driving Habits: Smooth driving can improve fuel efficiency and reduce wear and tear.
• Use of Public Transport: For short trips, consider walking or public transport to save on fuel and parking.

Understanding and managing car running costs in Ireland is essential for every driver. By staying informed and proactive, you can ensure that owning a car remains a convenience rather than a financial burden.

Looking for competitive car insurance in Ireland? Explore our website to get a quote tailored to your needs. Our team is dedicated to helping you find the best coverage at the most affordable price.

The post A Guide to Car Running Costs in Ireland first appeared on Insure My Cars.

New Lower Speed Limits in Ireland

One of the biggest updates to the rules of the road in 2025 is the introduction of new speed limits in Ireland. Many roads, particularly in urban and rural areas, will see reduced speed limits aimed at improving safety. Some key changes include:

• National roads dropping from 100km/h to 80km/h
• Local roads decreasing from 80km/h to 60km/h
• Urban areas reducing from 50km/h to 30km/h in many locations

Additionally, a rural speed limit sign is being introduced for minor roads, setting a maximum limit of 60km/h. However, drivers must always adjust their speed based on road conditions and surroundings, ensuring they drive at a safe and appropriate speed. These changes aim to improve road safety for all users.

Stricter Rules of the Road for Learner Permit Renewals

From 2025, learner drivers in Ireland will face stricter rules of the road for permits. If you’ve held a learner permit twice, you won’t be able to renew it a third time unless you have:

• Applied for a driving test
• Taken a test in the last two years and failed

This new rule encourages learner drivers to progress towards obtaining their full licence rather than repeatedly renewing their permit. You can find more details on the RSA website.

Provision of Driver Number to Insurers

Starting from March 31^st, 2025, drivers will be required to provide their driver number when taking out or renewing their insurance policy. This change aims to improve transparency and reduce fraud in the insurance industry. If you’re renewing your policy soon, make sure you have your driver number handy to avoid delays.

To learn more about this rule of the road, read our blog.

Traffic Light Cameras Expanding Across Dublin

Dublin drivers should take note – the National Transport Authority (NTA) has confirmed that automatic red-light cameras will be installed at more intersections across the city. These cameras will catch drivers who run red lights, leading to fines and penalty points.

More locations are expected to be announced in the coming months. You can read more about the plans here.

Rising Costs: Tolls, NCT, and Licence Fees

Drivers will also need to prepare for increased costs in 2025. Recent fee hikes include:

• Motorway tolls are increasing across several routes.
• NCT test fees have risen.
• Driving licence renewal fees have gone up.

These cost hikes make it more important than ever to budget carefully and ensure you’re getting the best deal on your car insurance. For a full breakdown of the increases, check out our guide.

With these new rules of the road coming into effect, staying informed is key to avoiding fines, penalties, or unnecessary delays. Whether it’s adjusting to new speed limits, preparing for learner permit changes, or keeping an eye on rising costs, planning ahead can save you hassle in the long run.

While you’re reviewing these updates, why not take a moment to check if you’re getting the best deal on your car insurance? At Insure My Cars, we specialise in finding the right policy at the best price. Get a hassle-free, quick car insurance quote today and stay covered for whatever 2025 brings!

The post New Rules of the Road Ireland 2025 first appeared on Insure My Cars.

Why Are Fees Going Up?

The RSA has raised these fees to cover rising operational costs and ensure the continued delivery of essential services, such as driving tests and vehicle inspections. The goal is to maintain the high standards of road safety and service quality that we rely on.

What’s Changing?

The changes affect a few key areas, including driving licence fees and NCT test charges. Here’s a breakdown of what’s changing:

Driving Licence Fees:

• Full driving licence: Now €65 (up from €55)
• Learner permit: Now €45 (up from €35)
• Exchange of foreign driving licence: Now €65 (up from €55)

For those renewing or applying for a driving licence, this increase can add up over time. Whether you’re renewing your own licence or managing multiple cars, it’s important to factor these costs into your annual budget.

NCT Test Fees:

The National Car Test (NCT) ensures your vehicle remains roadworthy. The following changes apply to NCT fees:

• Full test under the NCT: Increased from €55 to €60
• Retest under the NCT: Increased from €28 to €40
• Commercial vehicle roadworthiness test: A 15% increase in pre-VAT cost

Maintaining your car is more important than ever to avoid additional costs. A regular maintenance schedule can help keep your car in good shape and prevent the need for costly retests. To learn about what you need to bring to the NCT, check out our guide.

How This Affects You as a Driver

For many drivers, these increases can add to the growing costs of motoring. From ensuring your car stays roadworthy to securing affordable insurance, driving is an ongoing financial commitment. These fee hikes make it even more important to keep track of driving expenses

If you manage multiple vehicles or have a company car, you may already be feeling the pinch of rising motoring costs. To help balance things out, it’s essential to be proactive about managing your finances.

How to Manage These Rising Costs

The increase in fees doesn’t need to throw your financial plans off track. With a bit of organisation, you can stay ahead of these changes and continue driving smoothly. Here’s how:

1. Plan Your Budget:

Make sure you’re setting aside money for upcoming costs like driving licence renewals, NCT tests, and maintenance. A well-structured budget will help you manage these payments.

2. Stay Informed:

Keep an eye on updates from the RSA. As a responsible driver, it’s important to be aware of any further changes so you can adjust your plans accordingly. Sign up for notifications or check the RSA’s website regularly to stay in the loop.

3. Look for Savings on Insurance:

If you’re feeling the squeeze with rising costs elsewhere, consider reviewing your motor insurance. Many insurance providers offer tailored solutions for specific needs, whether it’s for a luxury car, an electric car, or a multi-car policy. Be sure to shop around and ask about discounts or bundling options that could help lower your premium.

Staying Ahead of Costs: Tips for Financial Planning

While fee hikes may feel like a blow, there are several ways to stay on top of your motoring expenses:

• Set Reminders: Use your calendar to track important dates like NCT test due dates or licence renewal deadlines. Early reminders can give you plenty of time to save up and avoid last-minute financial stress.
• Consider Packages: Many driving schools offer package deals, and car service providers often have maintenance plans. These could help manage ongoing costs more efficiently.
• Don’t Forget About Discounts: Some insurance providers offer discounts for safe driving, multiple policies, or even electric vehicles. Review your current policy to ensure you’re getting the best deal possible.

Keep Your Costs in Check with Affordable Insurance

Fee increases are part of life, but they don’t have to overwhelm you. By planning ahead and being strategic with your spending, you can stay in control. And when it comes to protecting your car, don’t forget that affordable motor insurance can help manage unexpected expenses. If you’re looking for a tailored car insurance policy that suits your needs, we’re here to help.

At Insuremycars.ie, we specialise in offering a range of flexible motor insurance options. Our focus is on providing the right coverage at a price that works for you.

The post Rising Fees for Driving Licences and NCT Tests in 2025 Ireland first appeared on Insure My Cars.

Key Points to Note

Compliance

With the introduction of this new legal requirement, it’s imperative that we collect and verify the driver number on the licence of all policyholders. Whether you’re renewing an existing policy, purchasing a new one, or need to replace a lost licence, having your Irish driving licence number readily available is essential for a smooth process.

Importance

Your driving licence number serves as a crucial identifier in ensuring accurate and valid insurance coverage in Ireland. We won’t be able to proceed with your policy renewal if we don’t have this information. That’s why it’s essential to provide it to us promptly.

Be Prepared

Knowing the driver number on your licence can also be beneficial in unexpected situations on the road, such as accident reporting or emergency assistance requests. Having this information readily accessible can expedite necessary processes and ensure timely assistance when needed most.

Locating Your Driving Licence Number

Your driver number on your licence is a unique 9-digit code located in field 4d of your plastic card licence or learner’s permit. It remains consistent throughout licence renewals, serving as a permanent identifier for insurance and regulatory purposes. Refer to the diagram below to easily identify where you can find your unique licence number.

Visit the National Driver Licence Service (NDLS) for further information on common questions regarding driving licences.

Updating Your Data

Ensuring your information remains current with us is simple. Existing customers are required to have their driving licence number on file, accessible for any policy-related communications. You can easily update your details by contacting us:

• via email at info@insuremycars.digigrow.ie
• or by phone at 01 231 9332.

Our dedicated team is on hand to assist with any queries or concerns you may have.

At Insuremycars.ie, we prioritise transparency, compliance, and hassle-free experiences for our valued customers. Your help in giving us your driving licence number is crucial for keeping insurance processes smooth and ensuring your coverage stays valid. Thank you for your proactive approach to this new requirement, and remember, we’re always here to support you every step of the way.

Ready to secure the best deal and stay ahead of the curve with reliable car insurance in Ireland? Contact Insuremycars.ie today for a comprehensive quote tailored to your needs. Your peace of mind on the road starts with us.

The post Important Update: New Legal Requirement for Car Insurance Renewal first appeared on Insure My Cars.

As per the Central Bank, the average cost of car insurance policies in Ireland stands at €578, which is a notable reduction of €135 compared to 2017. Furthermore, there was a 5% drop in motor insurance premiums during the first half of the previous year, in comparison to 2021.

While the standard advice of shopping around for insurance is widely known, there are additional considerations to take into account when obtaining coverage, particularly concerning insurance add-ons. Insurance companies often offer various add-ons that can enhance coverage, and it’s essential for policyholders to ensure they are included in their policies.

Jonathan Hehir, the Managing Director of InsureMyCars.ie, emphasizes that the necessity of insurance extras varies based on individual circumstances, budget, and risk tolerance. These add-ons differ between insurers and policies, making it vital to compare options and understand their long-term financial implications.

Hehir notes that add-ons extend coverage beyond the basics, catering to specific customer needs. Given the array of options available, selecting the right ones can be challenging for policyholders.

For instance, one popular add-on covers driving other people’s cars, albeit usually limited to third-party coverage. However, this can be costly and might not be available for certain demographics like young drivers.

Another prevalent add-on is windscreen cover, encompassing repair or replacement expenses for a vehicle’s windscreen. While typically available for comprehensive policies, it can be beneficial without affecting no-claims bonuses.

Breakdown assistance is another frequently offered add-on, providing immediate aid in case of vehicle breakdowns. Services like jump-starting, towing, flat tire changes, and fuel provision are often included. This feature is either free or moderately priced on most policies.

Protecting a no-claim bonus is also a common add-on. This assists in maintaining lower insurance premiums, sometimes being offered free of charge. However, there’s usually a cap on the number of claims allowed while retaining the bonus, frequently set at one claim per policy year. Exceeding this limit can impact the no-claims bonus.

Navigating these additional coverage options can be challenging, and prior research is crucial before committing to any extras. Policyholders should thoroughly understand the terms and benefits of add-ons to make informed decisions regarding their car insurance coverage.

Read the entire article in the Irish Examiner.

The post Understanding car insurance add-ons and extras first appeared on Insure My Cars.

Host Pat Kenny: A recent study revealed that motorists could be paying more than three hundred euro too much for their insurance. The study revealed that misplaced loyalty was driving up premium prices and suggested that if road users shopped around, they could almost half the yearly charge. Now joining me for some tips on saving on your car insurance is Jonathan Hehir, Managing Director of insuremycars.digigrow.ie. Jonathan, good morning and welcome.

Guest Jonathan Hehir, Director: Morning thank you.

Host Pat Kenny: It seems incredible that people would pay too much. So, how does that come about that people just cough up when they get the invoice?

Guest Jonathan Hehir, Director: One of the things we’ve noticed recently is that people are comfortable renewing their policy if they have a reduction on the previous year.

Host Pat Kenny: So, they get a ten-euro reduction, they say “Bingo, it’s gone down!”

Guest Jonathan Hehir, Director: So, they’re happy with this and they feel they’ve got a good deal but if they were to shop around, they would get a much better deal. So, the cases that we use in those examples were all people who moved from one insurance company to another insurance company and in every case that we come across the biggest savers are people who change from one insurer to another insurer. Some people might try and haggle or negotiate or change their details to reduce their cover with their own insurer, but you still won’t save as much money as you would if you were to shop around.

Host Pat Kenny: Does it mean insurers are actually doing lost leaders? In other words, get you on board. I thought that wasn’t allowed anymore.

Guest Jonathan Hehir, Director: No, they don’t but what happens is that possibly the insurance company that was best for you last year might not be the best insurer for you this year. So, examples that I just did very quickly this morning, a renewal last year – four hundred and eighteen euros, this year the same insurance company – three hundred and sixty eight euros, but by moving insurance company the premium is three hundred and ten euros. Ehm and that’s a saving there of… so the customer is getting comfortable because they have a fifty euro saving on last year.

Host Pat Kenny: They could’ve made a hundred euro saving.

Guest Jonathan Hehir, Director: Exactly, by making a few phone calls they would’ve got that hundred euro saving.

Host Pat Kenny: So, how competitive is the market out there? I mean are… you know there used to be the impression given, “Ah sure we’re losing money, we’re only making money on our investments god love us, but we don’t make any money on the underwriting.” That’s clearly not so.

Guest Jonathan Hehir, Director: No and that’s changed a lot in recent years. So, we have new person entry guidelines out there. I feel that there’s competition with insurance companies out there to get business and the only way that you will… sorry car drivers, will get that saving is by finding the right insurer for you and you do need to do it every year. So, for all the different things you can do to bring your price down… I know I’m repeating myself, it’s shopping around, finding the right insurer for you. It can half your price. So, a five-minute search on our own system this morning, I found cases where people’s premiums were going from a thousand euro to five hundred euro by us, as the broker, moving them from one insurer to another insurer.

Host Pat Kenny: Now, the people, sometimes they insure direct… they go direct to the insurance company and other times they use a broker. Ehm, I’m always fond of using brokers because if you have a problem, the broker will handle much of the fall out.

Guest Jonathan Hehir, Director: They will and also brokers are much better able to deal with cases like ehm, for example, we have a backlog in NCT’s at the minute. So you go to an online insurer, you put in your car details, and it says, “okay sorry your NCT is out by three months, we’re not going to offer you a quote”. A broker will be, by speaking to you, be able to say, “Have you booked it in to the NCT centre?”, “I have”, “Send me a screenshot” and then we would speak to the insurance company on behalf of you and say “It’s booked in. This is the soonest date they can get” and the insurer will allow us then to proceed and override the system and give you a quote.

Host Pat Kenny: So then, you guys have direct access as the brokers, that’s the way it works.

Guest Jonathan Hehir, Director: Yes.

Host Pat Kenny: You can pick up the phone and get somebody whereas the rest of us “Please press one or two or three or four, there is a queue, dah, dah, dah, dah.”

Guest Jonathan Hehir, Director: Or “computer says no”- that would be the most common one, when the computer says no. Whereas we will have access to people in authority who we can explain to them your circumstances and give the reasons why your NCT may be out of date and then we can override the system.

Host Pat Kenny: Now ehm ways in which people can save irrespective of moving or not – ehm a number of them, and you might comment on each of them. Taking on an excess.

Guest Jonathan Hehir, Director: Okay so some people are more comfortable with a higher excess on their policy. So, your current policy may be a hundred-euro excess, but you look at another insurer where the excess is two hundred and fifty euros on your policy, it may reduce your premium down by choosing to take the higher excess.

Host Pat Kenny: Yeah and people might do that for example, typically when they hire a car.

Guest Jonathan Hehir, Director: Yeah.

Host Pat Kenny: They’ll undertake an excess in order not to pay a lot more per diem for the car. Okay another one – experience. Suppose you’re a named driver, does that make any difference when you’re going for your own insurance?

Guest Jonathan Hehir, Director: It makes a huge difference for young drivers. So, we would see a clear path for younger drivers to get lower cost insurance is if it’s possible to get named on your parent’s policy, when you’re starting out, to do so. If you can build up a documented experience to show you have the one- or two-years’ experience before you take out your own insurance. Maybe pass your test during that period as well. That will reduce your premium and it could be again, that could be a fifteen hundred euro saving by having that driving experience.

Host Pat Kenny: For that parent, who did that favour for the offspring by putting them on their policy. Then the offspring has fled the nest, is driving on their own policy, perhaps an employer’s policy but they’re not on the parent’s but the parents forget to take the named driver off the policy.

Guest Jonathan Hehir, Director: They do and the systems when you get your renewal notice in the post won’t automatically take that person off so you’re going to get the premium back even if that person hasn’t driven the car in twelve months. So, it’s another reason why you should speak to somebody at your renewal period because they will review the details with you and in so many times, we will get told they haven’t driven the car for twelve months and we say, “Look let’s just take them off the policy”.

Host Pat Kenny: The kind of policy you can go for, comprehensive or you can get the basic, which is third party fire and theft. If you’re driving a banger, comprehensive… might… be a bit pointless.

Guest Jonathan Hehir, Director: And then if you’re going to put a comprehensive claim in, it’s going to affect your premium the following year so you’re not going to save money. So, the value of the car and affordability will normally dictate whether you choose comprehensive or third-party fire and theft.

Host Pat Kenny: Now what about discounts? Are there discounts available for any categories of people.

Guest Jonathan Hehir, Director: So, adding a driver onto your policy can often reduce your premium down. So…

Host Pat Kenny: That seems counterintuitive.

Guest Jonathan Hehir, Director: It does… but the insurance companies have built sort of an algorithm that will show that having two drivers on the policy will, may reduce it. Other insurers, by the way, will charge for having another driver on the policy. So, it’s horses for courses and finding the right insurer for you will save you money. But if you can… if you have your partner on the car for example, in a lot of cases, that will reduce your premium.

Host Pat Kenny: Now what about when you have two cars, maybe two drivers, can you get a joint policy that will give each one the right to be properly insured and reduce the premium?

Guest Jonathan Hehir, Director: No, but in 9 out of 10 cases if you have two people, two cars and you tell the insurance company that you both have a car you’ll get a discount for having a second car in the family. It doesn’t necessarily have to be with the same insurer, but if you have two cars in the family, it does reduce the price down… on both policies.

Host Pat Kenny: So finally, Jonathan you reckon that virtually everyone when renewal time comes, can save a few bob?

Guest Jonathan Hehir, Director: Apart from the absolute most perfect case with the perfect insurer, everybody else will save money if they shop around and I believe talking to a broker will be the best way to save money.

Host Pat Kenny: Jonathan Hehir, Managing Director of Insuremycars.ie. Thank you very much.

The post Save On Motor Insurance – Newstalk Podcast with Pat Kenny and Jonathan Hehir, Insuremycars Director first appeared on Insure My Cars.

Let’s dive into the details and find your perfect ride! And remember, when it comes to good car insurance, your go-to broker is here to ensure you’re covered every step of the way.

So, Why Have We Chosen These Cheap New Cars for You?

We understand that purchasing a new car is a significant investment. So, finding the right balance between affordability and quality is crucial. That’s why we’ve meticulously selected the cheapest new cars in Ireland based on a combination of factors. Our choices are not just about price; we’ve evaluated the car specs, ensuring that each vehicle offers excellent value for money. Plus, we’ve considered the interior and exterior designs, recognising that you’ll spend much of your time inside the car. The interior must not only be comfortable but also enjoyable to drive. That way, your daily commute or road trip will be a pleasant experience. With our curated list, you can confidently choose a new car that meets your budget without compromising on style or functionality.

6. Skoda Fabia

Starting price: €25,090 | The model you’ll get: Active 1.0 MPI 65 hp manual

In 6^th place for the cheapest new car in Ireland 2025, we have the Skoda Fabia. The Skoda Fabia is a petrol-based mini car with a sporty exterior look and amazing modern interior design. Just like Volkswagen, Skoda cars can get you a cheaper car insurance too. So, Skoda is one of Ireland’s favoured marques. Want to know why? Here are some of the specs for the Fabia:

• 15-inch Calisto steel wheels and LED DRLs
• Height Adjustable driver’s seat
• 5-inch swing touchscreen infotainment system
• Sufficient space for passengers
• LED headlights and daytime running headlights

Some colour options for Skoda Fabia include:

• Black Magic Pearlescent
• Candy White
• Phoenix Orange Metallic
• Energy Blue
• Velvet Red Metallic

5. Opel Corsa

Starting price: €23,995.00| Which model you’ll get: MY24 manual.

In 5^th position for the cheapest new car in Ireland 2025, we have one of the biggest competitors of the Ford Fiesta, the Opel Corsa. It’s a compact car with manual and automatic driving options. The Opel Corsa can go from 1 to 100 km/h in 8.7 seconds which is pretty fast compared to the Fiesta. At Insure My Cars, we don’t feel it has an edge over the Fiesta in terms of the exterior design but it has some amazing specs:

• 17″ diamond-cut gloss black 5-double spoke alloy wheels
• 5” digital driver information cluster: colour
• 7″ digital driver information cluster: multi-colour
• Bluetooth audio streaming
• Driver attention alert system
• Heated front seats
• Malwa black fabric seat trim
• Electrically adjustable, manual folding, heated door mirrors
• Spare wheel provision

The Opel Corsa comes in some fantastic colour options like:

• Jade White
• Crystal Silver
• GSe Grey
• Voltaic Blue
• Diamond Black
• Hot Red

4. Ford Fiesta

Starting price: €22,058 | The model you’ll get: Trend Connected 1.1 Ti-VCT 75 manual.

In 4^th  position for the cheapest new car in Ireland 2025, we have the Ford Fiesta; a petrol-based supermini marketed car that’s been around for over 7 generations. The exterior of this car is modern and smart, very popular among young drivers, and it comes with some great specs such as:

• 15″ 10-spoke structured steel wheel, with Sparkle
• High-gloss chrome grille surround
• Manual air conditioning
• Ford SYNC2.5 with 8″ touchscreen, DAB radio, emergency assistance, Apple Carplay & Android Auto, 2 x USB & 6 speakers
• Cruise control inc. adjustable speed limiter
• Lane-keeping aid with lane-keeping assist
• 2″ Colour TFT ice blue illumination analogue cluster with trip computer
• Thatcham alarm with power door dead locks
• Tyre Pressure Monitoring System (TPMS)

This Ford Fiesta also comes in 5 amazing colours:

• Race Red
• Frozen White (Premium)
• Chrome Blue
• Moondust Silver (Premium)
• Agate Black (Premium)

3. Suzuki Ignis

Starting price: €19,375| The model you’ll get: Ignis SZ-T

In 3^rd position for the cheapest new car in Ireland 2025, we have one of the best companies for affordable cars in the world. It’s none other than Suzuki. This brand is known for creating efficient cars at the cheapest prices. The Suzuki Ignis is, in our opinion, hands down one of the best and cheapest new cars in Ireland in 2025. It’s the only hybrid SUV on this list and was awarded “Car of the Year 2022” for the small SUV segment. It offers the best value in Ireland when we look at the cheapest new cars, and is perfect for urban driving, daily commute but also suitable for a weekend getaway. The Ignis has one of the best exterior and interior designs at this value; it’s the little car with a lot of edge.

At this price, when you get such an amazing design as well as excellent performance, it feels surreal.

Some key specs for this car are:

• 4-seater with individual sliding rear seats
• Apple Carplay & Android Auto
• 16” alloy wheels
• Roof rails
• Top speed of 165 km/h
• 5-speed manual
• Power steering
• LED projector headlamps
• High-mounted stop lamp

The Suzuki Ignis comes in 6 great colour options: (and two-tone options)

• Neon Blue Metallic
• Pure White Pearl
• Fervent Red
• Flame Orange Pearl Metallic
• Boost Blue
• Super Black

2. Hyundai i10 Classic

Starting price: €18,545 | The model you’ll get: i10 FL Classic

Moving up to the second spot for the cheapest new car in Ireland in 2025 is the Hyundai i10 Classic. Despite its affordable price tag, this model doesn’t compromise on quality or style. Priced competitively and packed with impressive features, this compact car offers unbeatable value for money. With its sleek design and comfortable interior, the Hyundai i10 Classic is perfect for city driving and everyday commuting.

Some of the car’s key features include:

• 14″ Steel Wheels with Wheel Covers
• Integrated Indicator Lights in Door Mirrors
• LED Position Lights
• Cruise Control
• Manual Handbrake
• 4” Supervision Cluster with TFT Display
• 1 USB-C Charging Port
• Lane Follow Assist

Not to mention, it is available in 6 stylish colour options:

• Meta Blue
• Lumen Gray
• Atlas White
• Aurora Gray
• Dragon Red
• Phantom Black

Experience the perfect blend of affordability and quality with the Hyundai i10 Classic. Upgrade your driving experience without breaking the bank!

1. Kia Picanto

Starting price: €16,490 | The model you’ll get: Picanto 1.0 MY24

Claiming the top spot as the cheapest new car in Ireland for 2025 is the Kia Picanto. With its unbeatable price and impressive features, the Kia Picanto offers exceptional value for budget-conscious drivers and cheaper car insurance quotes than most cars. Whether you’re navigating city streets or cruising on the highway, this compact car delivers a comfortable and enjoyable driving experience.

This car’s key features include:

• 14″ Alloys
• Power adjustable, heated, and folding side door mirrors
• Tinted + solar windshield and front door glass
• Daytime running lights with auto light control
• Console storage box
• Bluetooth connectivity
• Folding keyless entry
• Forward Collision-Avoidance Assist

Plus, it’s available in 5 stylish colour options:

• Clear White
• Sparkling Silver
• Astro Grey
• Alice Blue
• Shiny Red

Experience the perfect blend of affordability and quality with the Kia Picanto, the number one choice for budget-friendly drivers in Ireland!

Choosing the right car involves more than just finding the lowest price. It’s about finding a vehicle that suits your lifestyle, budget, and preferences. With our list of the top 6 cheapest new cars in Ireland for 2025, we’ve provided you with options that offer great value without sacrificing quality. Whether you prioritise affordability, style, or performance, there’s a car on this list for you. Remember to consider factors such as insurance costs, maintenance expenses, and fuel efficiency when making your decision. If it’s a van you’re looking for, you can check the blog section on Insuremyvan.ie – our partner broker specialised in van insurance.

Where can you get the best Cover for your new car?

When you’re looking to buy a cheaper new car in Ireland, it’s not just the cost of the car that you need to consider but also the insurance on it. The cost of motor insurance adds on a lot to the cost of the car, so make sure you get the best deal! Visit Insuremycars.ie for great offers on your motor insurance and multi-car discounts.

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